by The Murphy Insurance Group | Sep 3, 2026 | Ideas, Insurance, Life, Tips
Ask most people to guess the monthly cost of a basic term life insurance policy, and the answer is usually somewhere around $50 to $100 a month. According to long-running industry benchmarks from LIMRA, over half of consumers overestimate the cost of coverage by up to...
by The Murphy Insurance Group | Aug 12, 2026 | Ideas, Tips
Adding a teenager or college student to an auto insurance policy represents a major financial milestone for a household. Because younger drivers have less time behind the wheel, data shows they face a higher risk of accidents, which causes premium prices to rise....
by The Murphy Insurance Group | Jul 10, 2026 | auto, Boat, Home, Ideas, Safety, Tips
For seasonal business owners, July isn’t just another month on the calendar—it is the main event. Whether you run a beachfront ice cream shop, a mountain kayak rental outpost, a summer camp, or a seasonal food truck, July is typically when you bring in the peak...
by The Murphy Insurance Group | Jun 11, 2026 | Ideas, Tips
When navigating property insurance or real estate, two terms appear constantly: Replacement Value and Market Value. They sound like they might mean the same thing, but mistaking one for the other can lead to massive financial gaps when filing an insurance claim or...
by The Murphy Insurance Group | Mar 18, 2026 | auto, Home, Ideas, Insurance, Life, Safety, Tips, Umbrella
Spring is finally here! The flowers are blooming, the air is getting warmer, and the open road is calling your name. Before you load up the car with snacks and your favorite playlist, there’s one crucial step many people forget: making sure your auto insurance...
by The Murphy Insurance Group | Feb 11, 2026 | auto, Boat, Ideas, Life, Safety, Tips
February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
