by The Murphy Insurance Group | Oct 7, 2026 | Home, Ideas, Safety, Tips
As autumn temperatures drop, heating equipment becomes a leading cause of home fires. Burning logs in a fireplace, using a portable space heater, or lighting up a wood stove for the first time in months brings warmth—and distinct home insurance risks. Understanding...
by The Murphy Insurance Group | Sep 3, 2026 | Ideas, Insurance, Life, Tips
Ask most people to guess the monthly cost of a basic term life insurance policy, and the answer is usually somewhere around $50 to $100 a month. According to long-running industry benchmarks from LIMRA, over half of consumers overestimate the cost of coverage by up to...
by The Murphy Insurance Group | Aug 12, 2026 | Ideas, Tips
Adding a teenager or college student to an auto insurance policy represents a major financial milestone for a household. Because younger drivers have less time behind the wheel, data shows they face a higher risk of accidents, which causes premium prices to rise....
by The Murphy Insurance Group | Jul 10, 2026 | auto, Boat, Home, Ideas, Safety, Tips
For seasonal business owners, July isn’t just another month on the calendar—it is the main event. Whether you run a beachfront ice cream shop, a mountain kayak rental outpost, a summer camp, or a seasonal food truck, July is typically when you bring in the peak...
by The Murphy Insurance Group | Jun 11, 2026 | Ideas, Tips
When navigating property insurance or real estate, two terms appear constantly: Replacement Value and Market Value. They sound like they might mean the same thing, but mistaking one for the other can lead to massive financial gaps when filing an insurance claim or...
