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Author Archive for: ‘admin_mig’

Homeowners Insurance Plans

Homeowners Insurance

A home is one of the biggest investments an individual or family will make. Homeowners insurance, often referred to as HOI, helps to protect from accidents or other incidents that can cause damage to the value of the home itself or the possessions kept inside the home. This may include scenarios such as damage from theft, vandalism, fire, and natural …

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Why Should I Consider Long Term Care Insurance?

Many consider long-term care (LTC) insurance as a necessity only for seniors. While seniors are the primary beneficiaries of long-term care insurance, they are not the exclusive audience. In fact, the American Association for Long-term Care Insurance states that 37 percent of those who need it are younger than 65 years old. Those who need long-term care but who do …

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Auto Insurance

Auto insurance helps to cover drivers from accidents that involve their cars, trucks, motorcycles, and other vehicles. This type of insurance can cover individual drivers or families with multiple drivers and multiple vehicles. Auto insurance coverage is available to protect against financial loss that would occur from physical damage to the vehicle. It can also provide coverage for bodily injury …

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Life Insurance

4 Considerations for Purchasing Life Insurance

As we grow older, we must begin to answer important questions about our lives and the lives of our loved ones. This means addressing tough issues such as death and what will happen to family members in the event of a tragedy. When considering a life insurance policy, there are several key considerations that individuals should keep in mind. Both …

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Most Common Types of Personal Insurance

Personal insurance is a broad term used to describe certain types of insurance that help to cover the personal property and liability issues that an individual may face. Each individual’s personal insurance needs will vary. These needs depend on a number of factors, such as the type of property an individual is responsible for and the types of work or …

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business insurance

Why Business Insurance is Important

No matter the size of a company, business insurance is a critical element of protection. Business insurance helps to protect companies from a number of losses, such as liability, property damage, and employee injury. When disaster strikes, businesses need the support offered by insurance. In some cases, business insurance can be the key factor that keeps a business afloat in …

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Auto Insurance Savings for Student Drivers

Auto insurance rates are highest for student drivers and those under 25 years of age. The reasons for the increased rates are due to the young driver’s inexperience and statistics show an increase in traffic accidents for young drivers. Auto insurance companies can combat these higher rates by offering a number of discounts to lower the overall cost. Lower insurance …

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Things to Consider When Buying Auto Insurance

In my last blog I talked about things to consider when buying homeowners insurance. I also spoke about the costs associated with the insurance. One thing that can help to offset the premium is to combine home and auto insurance with one carrier. Many companies offer up to a 15% discount for the business.   Other factors that your agent …

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Homeowners Insurance

Things to Consider When Purchasing Homeowners Insurance

Purchasing a home for the first time can be extremely overwhelming. There are so many new considerations, for example finding the right mortgage lender, interest rates, loan amount, space requirements, inspection and homeowners insurance to list a few. This article is meant to help first time buyers consider some common items that may have an effect on your homeowners insurance: …

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Life Insurance Buying Tips

Life Insurance Buying Tips

Life insurance can be a very confusing topic to many people who are looking into coverage for the first time. We have put together some helpful things to keep in mind when you begin the process: How long do you need the coverage to last? By determining this upfront you can usually decide whether Term or Permanent insurance is best …

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